809 W. Riordan Road
Suite 104
Flagstaff, AZ 86001
Phone: (928) 774-9598
Office Hours:
Mon-Thu: 7:00 AM - 4:00 PM
Fri: 7:00 AM - 3:00 PM
Loading office map. Google Maps directions are available below.
Wealth Management Advisor
Financial Advisor
Compliance Officer
Assistant Compliance Officer
Client Service Manager
Client Service Manager
Major financial decisions tend to become more important as retirement gets closer. We help clients bring structure to those decisions by creating thoughtful plans around retirement, investing, income, and the broader financial choices that shape long-term security and peace of mind.
We help clients prepare for retirement by turning goals and concerns into a practical plan. That may include evaluating readiness, planning around future income needs, coordinating 401(k) rollovers, reviewing Social Security timing, and helping clients feel more confident about the transition from working years into retirement.
We build and manage portfolios based on each client's priorities, time horizon, and tolerance for risk. Our process emphasizes long-term discipline, risk awareness, and investment decisions that stay aligned with the client's broader retirement and wealth objectives rather than reacting to every short-term market shift
Financial planning often involves more than retirement and investments alone. We help clients think through estate and legacy considerations, tax-related opportunities, insurance needs, charitable goals, and other planning decisions so each part of the financial picture works together more effectively.
Here is just a small sample of the questions we ask our new clients to get a full sense of what they value and what they want to accomplish by partnering with Heffernan Financial.
When you work with us you gain access to an experienced team. We’ll tailor your portfolio to your values and help you make the complex financial decisions seeking to accomplish your goals. We’ll focus on strategies that help you “move the needle” on the goals you care about the most.
We’ll give you advice, not sales pitches. We’ll hold ourselves to the fiduciary standard, which means we’ll make sure our recommendations are in your best interest and not based on potential commissions. We’ll remain accessible to you and answer your emails without delay.
*Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Heffernan does not serve as an attorney, accountant, or insurance agent. Heffernan does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Heffernan's representatives, in their separate licensed individual capacities, can be engaged to provide insurance sales/services as described on Heffernan's written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.
