Richard Braverman

Richard Braverman often says, “The best way to navigate the future is to have faith in the past.” Having faith in the past doesn’t mean that we ignore the revisionist historians. They have a right to their truth. Having faith in the past means never abandoning the principles that got you where you are. They will see you through changing times. Those principles brought us from the Agrarian Age to the Industrial Age; from the Industrial Age to the age of Communication; and from the Age of Communication to the Technology Age. Those same principle will get us through the age of AI.

In these inflationary times and in times of war, people are afraid and confused. They panic when a war sends their 401K diving. They panic when they think they’ve missed or mistimed Crypto, Nvidia, or Micron. Braverman knows how to shepherd them back to safety and quell their nerves. He has been successful employing a wholistic and integrated approach to serving his client’s needs for over 45 years.

Braverman’s holistic approach to finance defines wealth not only in economic terms but also in terms of his client’s emotional, physical, and spiritual life. His approach adds meaning to investing. There is no magic elixir for emotional, physical, and spiritual health. It’s what Braverman says, “Have faith in the past.” Believe in what you already know. Have no doubt about it. Braverman integrates a long-term and comprehensive financial plan for clients who have different time horizons and risk tolerance. However, what Braverman does for all his clients is to give them an understanding of how market conditions change in a context in which clients have very little control. This is having faith in what past market cycles have shown. Although there are no future guarantees, historically, market downturns have been followed by eventual upswings, no matter what the difficulties may be. Following your financial plan and staying invested through a full market cycle will lead to the best chance of a positive outcome.

How did Richard Braverman come to his deep understanding of history, trends, culture, and wealth? He has the requisite education holding a BA in Economics from Franklin and Marshall but maybe more importantly, he has lived in the heart of the history. He has lived the best of times and saw the worst of times in his hometown. He has watched as prosperity turned to rust.

Braverman grew up on the countryside of Coatesville, Pennsylvania. Coatesville was famous for manufacturing nickel clad steel plate. Today, Coatesville is the only city in the wealthiest county in Pennsylvania, but it is no longer the fulcrum of industry and commerce in that county. Richard saw how the wealth of Chester County was rapidly being redistributed to the eastern half of the county. Braverman saw how the wealth generated by technology bypassed Coatesville and how easily wealth could bypass investors unless they had the vision along with Braverman’s experience and knowledge to guide them beyond the headlines on the evening news.

Just as regions can be underserved by the lack of capital, investors can be underserved by the lack of due diligence on the part of financial advisers. There is little risk of underservice with Braverman’s holistic and integrated approach to serving the needs of clients.