2173 Embassy Drive
Lancaster, PA 17603
Phone: (717) 399-4030
Office Hours:
Mon-Fri: 8:00 AM - 4:00 PM
Loading office map. Google Maps directions are available below.
Wealth Management Associate
We work with clients who want their financial life organized around a clear long-term plan, not just a collection of accounts or one-off decisions. Our advice is designed to help clients prepare for retirement, make thoughtful investment choices, and move forward with confidence through major financial transitions.
We help clients prepare for retirement and think carefully about how income will be generated once they stop working. That can include projecting retirement cash flow, coordinating distribution strategies, evaluating Social Security, planning around pensions and retirement accounts, and helping clients make decisions that support both today’s needs and long-term stability.
We manage portfolios with attention to each client’s goals, time horizon, and tolerance for risk. Our approach emphasizes discipline, ongoing monitoring, and thoughtful adjustments over time, so clients have an investment strategy that supports retirement, responds to changing circumstances, and avoids unnecessary reaction to short-term noise.
Many important financial decisions happen during times of change. We help clients navigate rollovers, inheritance decisions, estate considerations, insurance needs, education planning, and tax-aware opportunities such as Roth conversion planning and other strategies that can help support a more coordinated financial life.
Here is just a small sample of the questions we ask our new clients to get a full sense of what they value and what they want to accomplish by partnering with Heffernan Financial.
When you work with us you gain access to an experienced team. We’ll tailor your portfolio to your values and help you make the complex financial decisions seeking to accomplish your goals. We’ll focus on strategies that help you “move the needle” on the goals you care about the most.
We’ll give you advice, not sales pitches. We’ll hold ourselves to the fiduciary standard, which means we’ll make sure our recommendations are in your best interest and not based on potential commissions. We’ll remain accessible to you and answer your emails without delay.
*Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Heffernan does not serve as an attorney, accountant, or insurance agent. Heffernan does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Heffernan's representatives, in their separate licensed individual capacities, can be engaged to provide insurance sales/services as described on Heffernan's written disclosure Brochure (a copy of which is linked to this web site) per the terms and conditions of a separate engagement and fee.
